Terms & Conditions

1. Introduction
Welcome to [Your Business Name] ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our website [yourwebsite.com], coaching programs, memberships, courses, and digital products. By accessing or using our services, you agree to these Terms.

If you do not agree, please do not use our services.

2. Services Provided
We offer the following services:
✔ 1:1 Coaching Programs – Personalized coaching services tailored to individual needs.
✔ Membership Program – Access to self-paced courses, live coaching calls, and exclusive resources.
✔ Online Courses – Digital programs on emotional healing, mindset mastery, and personal growth.
✔ Books & Journals – Downloadable and physical resources for self-improvement.

3. Payment, Subscriptions & Refunds
3.1 Payments & Billing
✔ All payments must be made through our secure payment gateway (Stripe, PayPal, or other authorized providers).
✔ Subscriptions automatically renew unless canceled before the billing cycle ends.

3.2 Membership & Subscription Cancellation
✔ You may cancel your Mind-Body Coaching Membership anytime through your account settings or by contacting support.
✔ If you cancel before your billing date, you will not be charged for the next cycle.
✔ No refunds are issued for partial months or unused portions of a subscription.

3.3 Refund Policy
✔ 1:1 Coaching Packages – Due to the personalized nature of our coaching services, all sales are final once coaching sessions begin.
✔ Courses & Digital Products – No refunds on downloadable or pre-recorded content.
✔ Memberships – You may cancel anytime, but refunds are not provided for the current billing period.

4. Coaching Agreement & Client Responsibilities
✔ Coaching is not therapy, medical advice, or professional counseling. It is designed for personal growth and education.
✔ Clients are responsible for their own decisions and actions resulting from coaching sessions.
✔ Results vary from person to person, and no specific outcomes are guaranteed.
✔ Clients must show up on time for scheduled coaching sessions. If you are late or miss a session without 24-hour notice, it may be forfeited.

5. Intellectual Property & Copyright
✔ All content, courses, workbooks, and materials provided in coaching programs and memberships are the intellectual property of [Your Business Name].
✔ You may not copy, distribute, resell, or share our content without express written permission.
✔ Violations of our intellectual property rights may result in legal action.

6. User Conduct & Community Guidelines
By engaging with our services, you agree to:
✔ Respect other members in live coaching calls, group discussions, and online communities.
✔ Not use our platform for harassment, hate speech, or any offensive content.
✔ Not disrupt live sessions, spam our community, or violate platform policies.

We reserve the right to remove or ban users who violate these guidelines.

7. Disclaimers & Limitation of Liability
✔ Coaching and online courses are educational tools, not substitutes for therapy, medical care, or professional advice.
✔ We do not guarantee specific results, as outcomes depend on individual effort and personal circumstances.
✔ We are not liable for any decisions, actions, or consequences arising from your participation in our programs.

8. Third-Party Links & External Services
✔ Our website may contain links to third-party websites (e.g., payment processors, affiliates, social media).
✔ We are not responsible for the content, privacy policies, or actions of these external websites.

9. Changes to Terms & Conditions
We reserve the right to update these Terms at any time. Any changes will be posted on this page, and continued use of our services constitutes acceptance of the updated Terms.

Last Updated: [Insert Date]

10. Contact Information
If you have any questions about these Terms & Conditions, please contact us:

📧 Email: [Your Support Email]
🌐 Website: [Your Website URL]